Cross-cutting
Timeline
Every dated event in the atlas on one chart: a lane per protocol, plus lanes for standards, policy, market and the prehistory of paying over HTTP. Each event carries its sources and a confidence.
226 events: 199 verified, 27 reported, 0 unverified.
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No box ticked in a group means every value in that group is shown.
208 of 226 events, 2025 to 2027, grouped by month.
Select a marker to read its events and sources, or switch to the list view.
Sources
- Blind Signatures for Untraceable Payments (Chaum), Advances in Cryptology: Proceedings of Crypto 82 (external link)
- The Millicent Protocol for Inexpensive Electronic Commerce (Glassman, Manasse, Abadi, Gauthier, Sobalvarro) (external link)
- The Millicent Protocols for Electronic Commerce (Manasse) (external link)
- PayWord and MicroMint: Two simple micropayment schemes (Rivest, Shamir), Security Protocols, LNCS 1189 (external link)
- RFC 2068: Hypertext Transfer Protocol, HTTP/1.1 (external link)
- Electronic lottery tickets as micropayments (Rivest), Financial Cryptography 1997, LNCS 1318 (external link)
- RFC 2616: Hypertext Transfer Protocol, HTTP/1.1 (external link)
- Macaroons: Cookies with Contextual Caveats for Decentralized Authorization in the Cloud (Birgisson et al.) (external link)
- EMVCo Releases Tokenization Specification, Invites Feedback (March 11, 2014) (external link)
- The evolution of payment tokenization (external link)
- The Bitcoin Lightning Network: Scalable Off-Chain Instant Payments (Poon, Dryja), draft version 0.5.9.2 (external link)
- ERC: Key Manager (issue 734) (external link)
- ERC: Claim Holder (issue 735) (external link)
- lightninglabs/L402 commit history (external link)
- LSAT: Authentication and Payments for the Lightning-Native Web (external link)
- ERC-3643: T-REX - Token for Regulated EXchanges (external link)
- RFC 9110: HTTP Semantics (external link)
- L402 protocol specification, section 10 Backwards Compatibility (external link)
- AI for All: Powering APIs and Large Language Models with Lightning (external link)
- blip-0026: L402 - Lightning HTTP 402 Protocol (pull request #26) (external link)
- bLIP-0026: L402 (pull request #26 head, open and unmerged) (external link)
- RFC 9421: HTTP Message Signatures (external link)
- RFC 9530: Digest Fields (external link)
- x402 commit history for specs/ (GitHub commits API) (external link)
- FIDO Alliance Launches Payments Working Group (external link)
- Mastercard Unveils Agent Pay, Pioneering Agentic Payments Technology to Power Commerce in the Age of AI (external link)
- Find and Buy with AI: Visa Unveils New Era of Commerce (external link)
- x402: An open standard for internet-native payments (whitepaper) (external link)
- x402 (legacy V1 TypeScript package) on npm (external link)
- GitHub API repository metadata for google-agentic-commerce/AP2 (external link)
- Public Law 119-27, GENIUS Act (S. 1582) (external link)
- GitHub API: mastercard/developers-agent-toolkit repository metadata (external link)
- ERC-8004: Trustless Agents (specification source, ERCS/erc-8004.md) (external link)
- Add ERC: Trustless Agents (#1170) (external link)
- GHSA-3j63-5h8p-gf7c: x402 legacy npm packages below 0.5.2 (external link)
- Personal Financial Data Rights Reconsideration (advance notice of proposed rulemaking) (external link)
- Visa advances agentic commerce with MCP Server, Acceptance Agent Toolkit (external link)
- Retail payments supervision (external link)
- Retail Payment Activities Act (S.C. 2021, c. 23, s. 177) (external link)
- Mastercard Unveils New Tools and Collaborations to Power Smarter, Safer Agentic Commerce (external link)
- Powering AI commerce with the new Agent Payments Protocol (AP2) (external link)
- AP2 GitHub releases v0.1.0 and v0.2.0 (external link)
- Powering AI commerce with the new Agent Payments Protocol (AP2) (external link)
- a2a-x402 release v0.1.0 (external link)
- Launching the x402 Foundation with Coinbase, and support for x402 transactions (external link)
- Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol (external link)
- Stripe powers Instant Checkout in ChatGPT and releases Agentic Commerce Protocol co-developed with OpenAI (external link)
- The agentic commerce opportunity: How AI agents are ushering in a new era for consumers and merchants (external link)
- Agentic commerce moves closer to reality with PayOS and Mastercard (external link)
- Update ERC-8004: Move to Review (#1244) (external link)
- Commit history of erc-8004/erc-8004-contracts (external link)
- Razorpay, NPCI, and OpenAI Come Together to Launch Agentic Payments, Ushering in AI-Driven Commerce at National Scale (external link)
- OpenAI's ChatGPT in India: UPI agentic payments pilot (TechCrunch) (external link)
- Trusted Agent Protocol Product Terms (external link)
- visa/trusted-agent-protocol repository metadata, commits, pull requests and issues (GitHub API) (external link)
- Walmart Partners with OpenAI to Create AI-First Shopping Experiences (external link)
- Visa Introduces Trusted Agent Protocol: An Ecosystem-Led Framework for AI Commerce (external link)
- Mastercard Checkout Solutions: Release History (external link)
- Coinbase's x402 transactions rise 10,000 percent (external link)
- Commit history of erc-8004-contracts README.md (external link)
- Securing agentic commerce: helping AI Agents transact with Visa and Mastercard (external link)
- Securing agentic commerce: helping AI Agents transact with Visa and Mastercard (external link)
- Mastercard and PayPal Join Forces To Accelerate Secure Global Agentic Commerce (external link)
- OpenAI and PayPal Team Up to Power Instant Checkout and Agentic Commerce in ChatGPT (external link)
- History of docs/partners.md (56 entries at e66fc0b, 113 at b43b072, 125 at 61f5de4; removed in b4587ac) (external link)
- Mastercard Incorporated (NYSE:MA) Q3 2025 Earnings Call Transcript (external link)
- Mastercard CEO Sees Long Runway for Agentic Commerce (external link)
- A2A Protocol: x402 Payments Extension v0.2 (external link)
- Amazon.com Services LLC v. Perplexity AI, Inc. dockets (N.D. Cal. 3:25-cv-09514; 9th Cir. 26-1444) (external link)
- Amazon.com Services, LLC v. Perplexity AI, Inc., No. 26-1444 (9th Cir.), opinion (external link)
- remove feedbackAuth and change bytes to tags in ReputationRegistry (external link)
- Trustless Agent Day (Devconnect Buenos Aires) (external link)
- ACP CLA Signatories (external link)
- PSD3 and PSR: final compromise texts published (external link)
- PSD3 and PSR for developers (readiness timeline) (external link)
- Mastercard unveils Agent Pay in Latin America and the Caribbean, accelerating smarter, safer agentic commerce (external link)
- Morgan Stanley: AI agentic shoppers could drive $385 billion in online sales (external link)
- x402 Protocol Specification v2 (external link)
- Stripe launches the Agentic Commerce Suite to help every business thrive in the AI-enabled commerce era (external link)
- x402 PR #705: Development v2 (external link)
- @x402/core on npm (external link)
- Introducing x402 V2: Evolving the Standard for Internet-native Payments (external link)
- ACP changelog, version 2025-12-12 (external link)
- AP2 commit history on main (GitHub commits API) (external link)
- Klarna Launches Agentic Product Protocol: The Open Standard That Makes 100M Products Instantly Discoverable by AI Agents (external link)
- 2030 forecast: how agentic AI will reshape US retail (snap chart) (external link)
- Akamai and Visa join forces to secure the next era of agentic commerce (external link)
- Visa and Partners Complete Secure AI Transactions, Setting the Stage for Mainstream Adoption in 2026 (external link)
- GitHub repository metadata for Universal-Commerce-Protocol/ucp (external link)
- tempoxyz/mpp-specs commit history (GitHub API) (external link)
- Update ERC-8004: Update erc-8004.md (external link)
- Adobe: Holiday Shopping Season Drove a Record $257.8 Billion Online with Consumers Embracing Generative AI Tools (external link)
- AI and agents account for $262 billion of 2025 holiday spend (external link)
- Conversations that Convert: Copilot Checkout and Brand Agents (external link)
- UCP AP2 Mandates Extension (external link)
- ap2_mandate.json (v2026-04-08) (external link)
- The next era of agentic retail (NRF 2026 remarks) (external link)
- Under the Hood: Universal Commerce Protocol (UCP) (external link)
- UCP GitHub releases and tags (external link)
- Update erc-8004.md (#1470) (external link)
- Extension: bazaar (external link)
- ACP changelog, version 2026-01-16 (external link)
- Shopify Merchants to Pay 4% Fee on ChatGPT Checkout Sales (external link)
- Update ERC-8004: Updates from community feedback (external link)
- Mastercard accelerates AI-powered commerce with Australia’s first authenticated agentic transactions using Agent Pay (external link)
- Whispers of Wealth: Red-Teaming Google's Agent Payments Protocol via Prompt Injection (external link)
- ACP changelog, version 2026-01-30 (external link)
- Extension: sign-in-with-x (external link)
- US Senator Demands Answers on Google's New Commerce Protocol (external link)
- Zero-Trust Runtime Verification for Agentic Payment Protocols: Mitigating Replay and Context-Binding Failures in AP2 (external link)
- Stripe adds x402 integration for USDC agent payments on Base (external link)
- What to expect in digital advertising and commerce in 2026 (external link)
- mppx on npm (external link)
- draft-ryan-httpauth-payment (IETF Datatracker record and history) (external link)
- UCP pull requests (merge dates via GitHub API) (external link)
- Verifiable Intent CHANGELOG (external link)
- Razorpay and NPCI Launch Agentic Payments on Claude, Powering Zomato, Swiggy and Zepto at the India AI Impact Summit (external link)
- bLIP-0026: L402: The Lightning HTTP 402 Protocol (PR head text) (external link)
- A402: Binding Cryptocurrency Payments to Service Execution for Agentic Commerce (external link)
- Santander and Mastercard complete Europe’s first live end-to-end payment executed by an AI agent (external link)
- Supporting additional payment methods for agentic commerce (external link)
- x402 PR #1074: upto scheme specification (external link)
- GitHub API: agent-intent/verifiable-intent repository metadata (external link)
- Verifiable Intent tag v0.1.0 (external link)
- Mastercard Unveils Open Standard to Verify AI Agent Transactions (external link)
- GHSA-qr2g-p6q7-w82m: facilitators processing Solana payments (external link)
- Judge blocks Perplexity's AI bot from shopping on Amazon in early test of agentic commerce (external link)
- Amazon Wins Court Order Blocking Perplexity AI Shopping Agent (external link)
- Amazon secures injunction against Perplexity (external link)
- Judge grants Perplexity access to Amazon for agentic AI (external link)
- Opinion, Amazon.com Services, LLC v. Perplexity AI, Inc., No. 26-1444 (external link)
- Agentic Commerce Protocol (ACP) Governance (external link)
- GitHub commits API for agentic-commerce-protocol/agentic-commerce-protocol (per-path history) (external link)
- OpenAI to pivot from 'Instant Checkout' ChatGPT feature months after launch (external link)
- Mastercard completes Korea’s first live agentic transactions, unlocking trusted AI-powered commerce (external link)
- Visa launches Agentic Ready programme to advance agentic commerce in Europe (external link)
- Tempo Mainnet Is Live: Build on Tempo Today (external link)
- Introducing the Machine Payments Protocol (Stripe blog) (external link)
- Tempo Mainnet is live (Tempo blog) (external link)
- Visa introduces card specification and SDK for Machine Payments Protocol (external link)
- Visa introduces card specification and SDK for Machine Payments Protocol (external link)
- draft-card-charge-00: Card Network Charge Intent for HTTP Payment Authentication (external link)
- Google Updates UCP With Carts, Catalogs, Loyalty (external link)
- Mastercard advances agentic payments in Latin America and the Caribbean with live transactions completed across the region (external link)
- Powering Product Discovery in ChatGPT (external link)
- Solana Charge and Session Intents (draft-solana-charge-00, draft-solana-session-00) (external link)
- Payments Regulatory Priorities (March 2026) (external link)
- Regulatory Priorities reports (external link)
- Bill C-15 (45-1): Budget 2025 Implementation Act, No. 1 (external link)
- Canada enacts framework to regulate stablecoin in Bill C-15 (external link)
- GHSA-mv9j-8jvg-j8mr / CVE-2026-34209: mppx Tempo session close voucher bypass (external link)
- GHSA-8mhj-rffc-rcvw / CVE-2026-34210: mppx Stripe charge credential replay (external link)
- wevm/mppx repository security advisories (external link)
- GHSA-fxc9-7j2w-vx54: mpp (Rust) multiple payment bypass and griefing vulnerabilities (external link)
- Technical Charter for x402 a Series of LF Projects, LLC (external link)
- Linux Foundation is Launching the x402 Foundation and Welcoming the Contribution of the x402 Protocol (external link)
- Release v2026-04-08 (external link)
- Visa Opens the Door to AI-Driven Shopping for Businesses Worldwide (Intelligent Commerce Connect) (external link)
- ERC-8226: Regulated Agent Mandate (external link)
- ERC-8226 file history in ethereum/ERCs (PRs #1679, #1844, #1982, #2060) (external link)
- mpp-specs PR #231: spec: add Accept-Payment negotiation (external link)
- Agent0 subgraphs live: indexing the ERC-8004 agent economy (external link)
- American Express Debuts Agentic Commerce Experiences (ACE) Developer Kit and Agent Purchase Protection (external link)
- x402 PR #1145: batch-settlement scheme with cloudflare:402 binding and http-message-signatures extension (external link)
- Scheme: batch-settlement on cloudflare:402 (external link)
- ACP changelog, version 2026-04-17 (external link)
- EVM Charge and Session Intents (draft-evm-charge-00, draft-evm-session-00) (external link)
- BREAKING: Field alignment v2 (constraint prefixes, cnf restructure, risk_data, VCT versioning) (external link)
- Delegate SD-JWT (draft-gco-oauth-delegate-sd-jwt-00) (external link)
- UCP announcements (external link)
- We're donating Agent Payments Protocol to the FIDO Alliance to support the future of secure, agentic payments (external link)
- FIDO Alliance to Develop Standards for Trusted AI Agent Interactions (external link)
- FIDO Alliance to Develop Standards for Trusted AI Agent Interactions (external link)
- Donating Agent Payments Protocol to the FIDO Alliance (external link)
- Everything we announced at Sessions 2026 (Stripe blog) (external link)
- Nanopayments powered by Circle Gateway is now live on mainnet (external link)
- MPP blog posts (subscriptions 2026-05-12, EVM and x402 support 2026-06-08, Go and Ruby SDKs 2026-04-21, multi-method discovery 2026-04-28, payment hooks 2026-05-21, agent runtimes 2026-07-27, relays 2026-08-03) (external link)
- x402 PR #2253: Create TSC.md (external link)
- TSC.md (Technical Steering Committee roster) (external link)
- x402 PR #1425: auth-capture scheme specification (external link)
- Google Shopping introduces Universal Cart (external link)
- How we're helping retailers thrive with new Universal Commerce Protocol features and AI tools on Google (external link)
- Keyrock identifies cryptocurrencies as financial base for AI agents (external link)
- Issue 268: Checkout JWT algorithm constraint forces dual keys under WBA (and conflicts with normative Security and Privacy guidance) (external link)
- Commit history of ERCS/erc-8126.md (external link)
- Europe is Building the Foundations for Trusted Agentic Commerce (external link)
- Letter from Senator Mark R. Warner to Treasury Secretary Scott Bessent on AI agents in financial services (external link)
- Warner floats federal framework for AI agents, presses Treasury on financial services risks (external link)
- mppx CHANGELOG.md (external link)
- Mastercard Launches Agent Pay for Machines to Unlock Super-Fast, Always-On Payments (external link)
- Visa Announces New AI, Stablecoin and Token Innovations to Power Intelligent, Programmable Commerce at Visa Payments Forum (external link)
- "usdc" Payment Method for HTTP Payment Authentication (draft-usdc-charge-00) (external link)
- draft-httpauth-payment (IETF Datatracker record and history) (external link)
- Can Trustless Agents Be Trusted? An Empirical Study of the ERC-8004 Decentralized AI Agent Ecosystem (external link)
- mpp-specs PR #278: docs: document Tempo session v2 protocol (external link)
- An improved sessions experience (MPP blog) (external link)
- End of the MiCA transitional period: ESMA sets out its expectations of professionals and warns retail investors (external link)
- Regulation (EU) 2023/1114 on markets in crypto-assets (MiCA) (external link)
- Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants (external link)
- eDO Taps Visa to Allow AI Agents to Purchase Travel (external link)
- Modernising Payment Services Regulation (consultation) (external link)
- Linux Foundation Announces Operational Launch of x402 Foundation (external link)
- VI v0.1 L2 format lists each mandate disclosure digest in both _sd and delegate_payload; RFC 9901 requires verifiers to reject the credentials (external link)
- Visa/Artemis: The $0.14 Reality of Agent Commerce (external link)
- Regulation (EU) 2026/1744 (Digital Omnibus on AI), OJ L 2026/1744 of 24.7.2026 (external link)
- mpp-specs PR #230: Subscriptions: Intent + Stripe and Tempo Implementations (external link)
- Agentic commerce liability is still being written (external link)
- Regulation (EU) 2024/1689 (Artificial Intelligence Act) (external link)
- mppx PR #732: feat: add TAP and Web Bot Auth attestation (external link)
- Expanding identity support in mppx (MPP blog) (external link)
- Expanding identity support in mppx (blog) and advanced/identity.mdx (external link)
- @x402/core CHANGELOG.md (external link)
- Beyond the Mandate: A Systematic Security Analysis of the Agent Payments Protocol (AP2) (external link)
- UCP GitHub releases (v2026-01-11, v2026-01-23, v2026-04-08, v2026-08-25) (external link)
- payment_ap2_mandate.json (v2026-08-25) (external link)
- mpp-specs PR #328: Alternate payment credential header (external link)
- Release v2026-08-25 (external link)
- EMVCo Requests Feedback on Framework for Secure, Interoperable and Scalable Card-Based Agentic Payments (external link)
- How EMVCo is Working to Enable Secure, Interoperable and Scalable Card-Based Agentic Payments (external link)
- draft-ietf-webbotauth-httpsig-protocol-00: HTTP Message Signatures for automated traffic (external link)
- VCAP-AP2 Binding: Verified Delivery Settlement for the Agent Payments Protocol (draft-stone-vcap-ap2-binding-01) (external link)
- XRP Ledger Charge and Session Intents (draft-xrpl-charge-00, draft-xrpl-session-00) (external link)
- W3C/GS1 Workshop: E-commerce for Humans and AI Agents, agenda (external link)
- mpp-specs PR #351: fix: renew IETF draft from Datatracker expiry (external link)
- Signing the Transaction but Not the Decision: Whisper Attacks and a Binding Defense for AP2 (external link)
- Ant International, Mastercard and Visa initiate collaboration on Know Your Agent interoperability to scale agentic commerce (external link)
- Visa and Mastercard team with Ant on Know Your Agent framework (external link)
- India plans AI-agent registry for UPI payments (external link)
- Web Monetization (Draft Community Group Report) (external link)
- Google switched on AI Mode checkout for Shopify stores without asking (external link)
- x402 PR #2861: Specify exact Lightning on BIP-122 (external link)
- UCP repository main branch schemas (draft, commit ad9950b) (external link)
- ERC-8004 agent census (measured read, 2026-09-26) (external link)
- mpp-specs PR #280: docs: add generic session intent (external link)
- Mastercard Advances Agentic Commerce With New Trust and Intelligence Services (external link)
- Monetization Gateway beta (external link)
- AP2 issues and pull requests opened since 2026-04-29 (GitHub issues API) (external link)
- MAS Sets Out Supervisory Expectations on Responsible AI Adoption by Financial Institutions (external link)
- Guidelines on Artificial Intelligence Risk Management for Financial Institutions (external link)
- On-chain reads of the ERC-8004 proxies (owner, getVersion, ERC-1967 implementation slot) on Ethereum and Base (external link)
- x402.org home page Last 30 Days counters (observed 2026-10-11) (external link)
- 8004scan home page statistics (observed 2026-10-11, later fetch) (external link)
- mppscan: Machine Payments Protocol explorer (observed 2026-10-11) (external link)
- OCC Promises Final Rule for GENIUS Act by November (external link)